Unit trust agents never show you this number. Enter your investment and see exactly how much the fee difference costs you — in real ringgit, over your actual time horizon.
Many unit trust platforms now offer 0% sales charge online. If your UT provider charges 0%, adjust the UT sales charge above. The annual fee difference still applies regardless.
| Year | ETF Value | Unit Trust Value | ETF Advantage | Gap (%) |
|---|
If you currently hold unit trusts: check if they have a 0% sales charge online platform, and compare the annual management fee against a similar ETF. The gap shown here is the maximum cost of staying in unit trusts vs switching to ETFs. For many investors, especially those with 10+ year horizons, the fee difference compounds into a significant sum.